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HMAC Team Equal Home Lending News

In our blog, HMAC Team Equal Home Lending aims to demystify the home-buying process and arm you with valuable and actionable insight and advice. You won’t find any industry jargon here, but you will discover a treasure trove of mortgage-related information on everything. Stop by often to access the resources that will ensure you make the best decision regarding your unique mortgage needs.

HMAC Team Equal Home Lending

Updates from HQ

  • How to Increase Your Credit Score
    Building your credit score is an important part of managing your financial health. A good credit score can help you get approved for loans and credit cards with better terms and lower interest rates. Here are some tips on how to build your credit score: Pay your bills on time: Payment history is the most+ […]
  • Acceleration Clauses In Mortgage Loans Are No Joke, So Pay Attention
    So you’ve finally closed escrow, and the house is yours. All that paperwork at closing time was a pain, and after all those signatures and initials and all that moving, you can settle in for a long winter’s rest. But what about the small print on that mortgage paperwork? Realtor’s Audrey Ference says that, unbeknownst+ […]
  • Some Metro Areas Are Potentially On Track To Go For the Gusto In Sales And Prices In 2023
    Another year, another brand new real estate market? Perhaps in some areas, according to Realtor.com’s housing forecast and economic overview. Dozens of markets across the country are poised to see a significant surge of potential homebuyers in 2023, according to the new report, with some metro areas expected to grow — both in home sales+ […]
  • Flexibility Is Sometimes The Key To Getting Your House To Sell
    Downsizing. The very sound of the word conjures up fitting your entire life into an old VW Bug. Those who bought that large family home and just finished cleaning it, paying the mortgage payment on it, and spending a fortune on replacing the air conditioning system, however, might beg to differ when asked about moving+ […]
  • Is This The Oldest First-Time Homebuyer?
    What age should you buy a home and is there an age when it is too late to buy a home? Well, the answer to that might be tricky as we discovered that this person, Edward Simon Jones, 86 could be the oldest first-time buyer ever. According to Mail Online News, Simon as he is+ […]
  • Mortgage Basics: How To Tap Into Your Home Equity
    An undercurrent began brewing during the pandemic. While the “sheltering at home” movement quickly took hold, kids got schooled at home, parents dressed from the waist up to place themselves in front of their computer screens to stay employed, and people began taking good, hard looks at their homes. What works? What doesn’t? What could+ […]
  • Buying A Home For The Holidays May Still Be A Bridge Too Far For Many Homebuyers
    Apart from the 2008 bubble/recession when millions of homes went into foreclosure, whether it was home prices, the economy, or interest rates, history has been more or less kind to homebuyers. Even then you could buy a foreclosed home for peanuts and bet on the future to change things up. The behemoths holding both homebuyers+ […]
  • Tips to Improve Communications and Collaboration Across Your Organization
    How do you improve communications and collaboration across your organization? Communication is in fact one of the most important keys to success in any organization.  The channel of communication between each department needs to be impeccable because they are responsible for their own piece of the process, especially in the mortgage industry. With the mortgage+ […]
  • Real Estate Wire Scams Can Catch The Unsuspecting Homebuyer Off-Guard
    If it’s going on in New York, it’s happening everywhere. Back in May, 2020, when the streets of New York were still mostly empty and legal processes were delayed, scammers were moving millions of stolen dollars through banks around the New York tri-state area. Domestic law enforcement agencies that handle more than two dozen types+ […]
  • Affordable, Family-Friendly Cities Still Exist
    Where do you go these days to find a place that is still affordable as well as a good town in which people can ideally raise a family? According to Realtor’s Clare Trapasso, go South, young man. “The best areas for families with children tend to be midsize cities in Texas and Virginia, where homes+ […]

At HMAC Team Equal Home Lending offering exceptional customer service & broad selection of home financing products.

Equipped with the data from your home mortgage calculator, you & your real estate agent can focus. . .

Frequently asked questions for the general home buying process and the new disclosure rule.

We’ve developed this video library – so you can learn about a variety of mortgage-related topics at a time . . .

Basic understanding of these terms will make you feel right at home working with loan officer.

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