How Much Mortgage
Can You Afford?
Confused? Not sure where to start? Let us take the guesswork out of financing!
Our free, interactive mortgage calculators can help you take the next step financially toward purchasing or refinancing a home. By entering your personalized information in one of the mortgage calculators below, you can discover answers to many of your home buying questions—right here!
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Calculate your Mortgage Payment
Wondering what a mortgage looks like broken down into monthly payments? Or how decreasing your down payment will impact what you pay over time? Use our calculators to run the numbers for yourself.
How can a mortgage loan calculator help me search for my new home?
Equipped with the data from your home mortgage calculator, you and your real estate agent can focus on homes that match your budget. Determining your budget right at the start can save time and effort, and can help you get into your dream home sooner. At HMAC Team Cal Point Mortgage, we offer many types of home loan calculators so that you can make important comparisons based on the data that matters most to you. Our mortgage loan calculator tools were designed to help you become better informed about all your choices so you can shop smarter. Contact a HMAC Team Cal Point Mortgage loan officer today for straightforward guidance on finding the home loan that best fits your needs.
How does a home loan calculator work?
Most people turn to a mortgage calculator to compare different loans to see which one is the best choice for their needs and their budget, but the fact is, there are lots of different types of home loan calculator tools to help you answer all of your questions. For instance, if you want to decide if a home you’re considering is within your budget, a mortgage loan calculator will look at data like the home’s price, your down payment, your current income and existing bills, anticipated property taxes and insurance, and the loan’s interest rate and term to estimate your monthly payment.
A home loan calculator can also help you determine what loan terms work best for you, as well as what you can expect to pay monthly for your new home. HMAC Team Cal Point Mortgage’s Fixed vs. Adjustable-Rate Mortgage Calculator will help you determine what makes the most sense for you, and the Converting to a Bi-Weekly Payment Schedule calculator will show you the difference in making one payment monthly or a payment every other week.
Estimated Monthly Payments
Estimated Monthly Payments
Ready to take the next step?
Basic understanding of these terms will make you feel right at home working with HMAC Team Cal Point Mortgage loan officer.
We’ve developed this video library – so you can learn about a variety of mortgage-related topics at a time . . .
Frequently asked questions for the general home buying process and the new disclosure rule.